Cotacao

{
    "simulation_id": "df0e679f-936d-49a6-bcd5-04f5809bd3f2",
    "amount": 45000,
    "term": 60,
    "grace_period_days": 90,
    "installment_value": 1187.42,
    "total_amount": 71245.2,
    "interest_rate_monthly": 2.12,
    "tac_percentage": 2.5,
    "tac_amount": 1125,
    "first_due_date": "2026-11-30",
    "expires_at": "2026-09-07T23:59:59-03:00"
}